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The most frequent question our customers ask our professional consultants is “If I hire a good, reputable
moving company like A AND B MOVING, why do I need insurance?” The answer is, for the same reason
excellent drivers still need to have car insurance – because regardless of how careful you are, the
possibility of damages still exists.
The following three options are available:
Option 1 – Standard Valuation
This type of coverage is provided by A AND B MOVING at no cost. In the event of loss or damage, the total
amount you will be entitled to recover is $0.60 (sixty cents) per pound per article. For example, if a desk
that weighs ten (10) pound is damaged, the most you can recover is $6.00, regardless of the value of the
desk.
Option 2 - Additional Valuation (Declared Value)
If a customer wishes a higher valuation for lost or damaged items, the customer must declare a value for
such items. This type of coverage is provided by A AND B MOVING at an extra charge of $3.85 per $100
of declared value, subject to a $500 deductible. If the clients' shipment is valued above $50,000.00 and/or
contains artwork, items of high value and/or individually valued items at more than $5,000.00, A AND B
MOVING recommends Option 3.
Option 3 – Insurance (Full Replacement Value)
We recommend Baker International as the moving insurance company, which offers full replacement value
directly to the customer. This coverage is a more comprehensive coverage than valuation, and generally
offers more options such as deductible levels and higher coverage. This coverage option is more involved
and needs to be obtained prior to the actual move date. We strongly recommend that you notify your
project manager at least one week prior to your move.
If you have a homeowner or renters policy, your household goods may be covered while being moved,
however, please check with your home insurance agent or carrier.
“Building Certificate of Insurance”
A AND B MOVING maintains in excess of $1,000,000 (One Million dollars) worth of General Liability
insurance, as well as Disability and Worker's Compensation insurance coverage for our client's peace of
mind. Most residential buildings with an elevator will require Insurance Certificates prior to any work (not
only move) performed on the premises. The amount of insurance a company carries is a very important
factor when choosing a mover. Most building managements require insurance in the amount that A AND B
MOVING is already covered for allowing us access to every residential building. And don’t worry; there is
no charge to you for issuing the “Certificate of Insurance”.
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